Any information gathered when you use the Moneysmart website and apps will not be disclosed or distributed without your consent.

We comply with the Australian Privacy Principles in the Privacy Act 1988 (Cth). This Act regulates the collection, storage, quality, use and disclosure of personal information. We also follow the Federal Government website guidelines issued by the Office of the Australian Information Commissioner.

The Moneysmart website is run by the Australian Securities and Investments Commission (ASIC). Please refer to ASIC's privacy policy for information about:

In the unlikely event of an investigation an attempt may be made to identify your browsing activities or personal information. In an investigation, a law enforcement agency may inspect the internet service provider's log files with a warrant.

Collection of statistical information

Moneysmart collects information, without identifying factors, for statistical and research purposes, and to help improve our tools. This information can include:

When preparing aggregate statistical information we may include your visit to a particular calculator or page. For example, '20% of the people who used Moneysmart's superannuation calculator explored making extra contributions to their superannuation'.

Collection, use and disclosure of personal information

Moneysmart will only retain your personal information with your consent, via a prominent button that you may choose to click. Any time this occurs, you will be informed of the purpose for which the information is being collected.

Google analytics

In addition to web service logs, we use Google Analytics (including the Advertising Features), which are web analysis services provided by Google Inc. ('Google').

Reports obtained from Google Analytics are used to improve the efficiency and usability of this website. They do not contain user identifiable information. Google Analytics uses cookies to help analyse how users interact with this site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. The Advertising Features is a function within Google Analytics to get more advanced information about our users, including:

For more information on how Google uses the data collected, visit Google's Privacy Policy and Google Analytics Terms of Service. To opt-out and prevent your data from being collected by Google Analytics, you can download Google's opt out add-on.

Moneysmart Tips enewsletter

By subscribing to Moneysmart Tips you consent to your email address being provided to Campaign Monitor, our enewsletter service provider. Campaign Monitor's privacy policy explains how they handle personal information, including their overseas storage practices.

Your email address is only used to deliver Moneysmart Tips to you. You can use an alias or generic email address. You can access current and past editions of Moneysmart Tips or unsubscribe.

Publishing unclaimed money data

Unclaimed money records are published on the Moneysmart website so people can find their lost money. This a free service offered by ASIC that people would otherwise be charged for by commercial money finding businesses. ASIC is required or authorised by law to publish this information.

Cookies

This website may use cookies for online surveys. Cookies are small pieces of information exchanged between your web browser and a website server.

Internet security risks

The Moneysmart website employs a range of security measures to protect against data breaches, including:

This website complies with the Australian Government Protective Security Policy Framework and Information Security Manual.

As there may be security risks in sending information via the internet, you should assess these potential risks when deciding whether to use our online services.

If you have any concerns about your privacy when using this website contact us via: